From Application to Celebration
Your Homeownership Partner

At Crown Mortgage of the West, our sights are set on excellence, not enterprise. We aren’t concerned with being famous on Wall Street, but we as Arizona and California mortgage advisors are committed to being loved on Main Street. 

That’s why we only accept a handful of new clients and Realtors each month, enabling our famous white glove service with each client. It’s the boutique way.

Low Rate. Zero Hassles.

LET US SERVE YOU

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Why us

“Because No One Ever Said Home Is Where The Paperwork Is.”

When the president of Crown Mortgage of the West entered the mortgage business in Arizona and California…

  • Signing required the scratch of a pen.
  • Document sharing came with the lick of a stamp.
  • The only thing stored in the cloud was rain. 
real-estate-brokers-offer-home-designs-for-clients-to-trade-with-a-mortgage-loan-contract
Our Value

Today, technology has revolutionized the lending process.​

Now…

Lenders

Lenders can be looped in across states.

Documents

Documents can be signed from a beach chair.

Borrowers

Borrowers can interact with their AZ mortgage broker without taking off their slippers.

What hasn’t changed: relationships still rule, and nothing is more important than a creative mind and an experienced ear.

At Crown Mortgage of the West, we marry the time-saving advantages of modern technology with the reassuring presence of real relationships and real people.

Why Choose us

Every one of our borrowers has access to their own portal.

Hover over the menu icons and have a quick look at our portal >>>

Crown Mortgage of the West Logo

have a quick look at our portal >>>

Hover-and-learn-about-your-loan-Portal

Dashboard

          •     Messages: Connect with people globally via video calls, audio calls, emails, or instant messages, right from your dashboard.
      •     Interest Rates and Terms: Explore between 8 and 12 loan rate options, accompanied by a line chart to help you easily compare and select the best rate and terms for your needs.
      •     Loan Application: Complete a straightforward, conditional application from the convenience of your phone.
      •     Document Management:
      Requested Documents: View a list of documents we need from you. Approved Documents: Track which of your documents have been approved. Outstanding Documents: Identify documents you still need to submit. Submitted Documents: Review all documents you’ve submitted.
      •     Loan Status: Stay updated with real-time information on your loan process. Share access with anyone you choose, so they can stay in the loop.
      •     Documents Archive: A personal space for storing any documents you wish to keep safe, such as transaction records, family trust papers, wills, birth and death certificates, and children’s report cards.

What does it mean to have an advocate in the mortgage business in California and Arizona?

It comes down to an alignment of interests.

Most other lenders are actually “mortgage bankers” whose profit correlates directly to your interest rate.

But Crown Mortgage of the West is different.

As one of the top lenders in Arizona and California, we don’t just offer…

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Conventional
Mortgages

Conventional mortgages are home loans not insured by the federal government. They are the most common type of mortgage, adhering to the guidelines set by Fannie Mae and Freddie Mac. Read more >>>

Fixed-Rate
Mortgages

A fixed-rate mortgage has a constant interest rate and monthly payments that never change over the life of the loan. Read more >>>

Jumbo Loans

Jumbo loans are for home purchases that exceed the conforming loan limits set by Fannie Mae and Freddie Mac, typically used for high-priced real estate. Read more >>>

HELOC

A Home Equity Line of Credit (HELOC) provides homeowners with a flexible borrowing option secured against their home equity, offering lower interest rates, potential tax benefits, and versatile use of funds. Read more >>>

USDA Loan

USDA loans are backed by the United States Department of Agriculture and aimed at helping rural homebuyers with 100% financing. Read more >>>

FHA Loans

FHA loans are insured by the Federal Housing Administration and designed for low-to-moderate-income borrowers who may have lower credit scores.
Read more >>>

VA Loans

VA loans are guaranteed by the Department of Veterans Affairs and offer military service members, veterans, and their spouses significant benefits on home financing. Read more >>>

Adjustable-Rate
Mortgages

Adjustable-rate mortgages have interest rates that can change over time based on market conditions, which means monthly payments can go up or down. Read more >>>

We shop all of the top lenders in the United State to find the lender that best suits your needs.

We take you by the hand, every step of the way, and turn complex “loan lingo” into easy-to-follow English.

We are committed to our goal of finding the best loan for your unique situation. Our profits are determined by one thing: your satisfaction.

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Arizona - Conventional
California - Conventional
Arizona FHA
California FHA
Florida - Conventional
Georgia - Conventional
Who we are

Decades of Experience

$400 Million in real estate acquisitions as a Principal and unparalleled experience in branding and leadership and as a lender.

real-estate-mortgage-loan-and-home-insurance-concept-
established in

1976

Brians-picture

our founder

Brian Lardner

THE NEXT STEP?

You’re Almost Home
Contact Us Today And We’ll Be Honored To Serve You
GET IN TOUCH

Do You Have A Burning Question Regarding home loans?

Perhaps You Want To Know More About Loan Products, Loan Amounts, Closing Costs, Or A Certain Loan Program?

Contact The best Mortgage Lender in AZ and CA today.

We’ll be honored to serve you, And Show You Why Our Customer Service Is Backed By Countless 5-Star Reviews.

Step 1
Initial Consultation

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Step 2
Document Collection

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Step 3
Evaluation and Approval

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Step 4
Disbursement Process

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Listing Property

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House
$125,000
Jakarta, Indonesia

Jakarta Garden City House & Residence

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Apartement
$145,000
Bandung, Indonesia

Asya Apartment and Office Tower

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Office
$225,000
Surabaya, Indonesia

Ambassador Tower and Office

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House
$125,000
Jakarta, Indonesia

Lokamaya Green House & Apartment

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Making Your Mortgage Journey Seamless and Painless

At Crown Mortgage of the West, we understand that the path to home ownership or refinancing can seem daunting...

Flexible Rates and Terms Tailored to You

Every borrower's financial situation is unique, and so should be their mortgage terms. We offer flexible rates and terms that can be adjusted to meet your specific needs and ...

Your Unique Financial Situation Deserves a Customized Approach

We believe in a personalized approach to mortgage lending. By understanding your individual needs and aspirations, we craft mortgage solutions...

Personalized Assistance From Start to Finish

Our commitment to personal service sets us apart. From your initial consultation to the final signing, you'll have a dedicated professional by your side...

Talk with a Lending Specialist.

Testimonial

Client Feedback

Proudly Not One Size Fits All. The Power of 105 Lenders a search for a new home is a deeply personal expedition. What is non-negotiable for one buyer may be a non-factor for another. And so it is with mortgages. Each customer has their own set of priority.

4.7/5
Andrew R. CA

"I had an exceptional experience working with Crown Mortgage of the West for my home loan. Their team guided me through the entire process, answering all my questions and ensuring a smooth and hassle-free application. Thanks to their expertise, I secured a great mortgage rate and now I'm living in my dream home. Highly recommended!"

Madeleine M. CA

"Crown Mortgage of the West made the mortgage process simple and stress-free. Their knowledgeable team provided me with personalized guidance, helping me understand my options and choose the right loan for my needs. They were responsive and professional throughout, and I couldn't be happier with the results. Thank you, Crown Mortgage of the West!"

Laila B. AZ

"I am extremely grateful to Crown Mortgage of the West for their exceptional service. They went above and beyond to ensure I received the best mortgage terms possible. The team was attentive, detail-oriented, and provided timely updates at every stage. I highly appreciate their expertise and dedication. Crown Mortgage of the West is the go-to solution for anyone seeking reliable mortgage services."

Denise G.

Purchasing or refinancing a home is such a personal and often stressful experience, things seem to come down to the last 30 days and when the process greatly affects you and your family, emotions can run high. In the age of online offers and refinancing with a click of the button I have been burned before. In Brian I have an individual on my financial team that I can trust completely and that is priceless.

Jill B Mesa, AZ

When I began working with Brian, I had an idea in mind about what I wanted to do regarding consolidating debt to reduce interest rates and allow for more cash flow. In the spirit of exceptional service, Brian didn’t simply respond to and process my wishes, but shared with me several different options which would help me achieve my goals more effectively, unlike other financial institutions that merely returned a solution which was not really in my best interest. Once the final solution was determined, Brian and team continued to work hard for and with me to get the best rate and deal possible by counseling me on how to increase my credit score in short order and then by interacting with the agencies on my behalf to update their records just in time.

Debbi V.

Brian always made me feel at ease, was easy to communicate with and by the end of my first purchase with Brian I knew for a fact he had my best interest at heart. I have since done three transactions with him and I know he always fights to get me the best deal and protects my interests at all costs.

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Arizona - Conventional

County Name One-Unit Two-Units Three-Units Four-Units
COCHISE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
COCONINO COUNTY $766,550 $981,500 $1,186,350 $1,474,400
GILA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
GRAHAM COUNTY $766,550 $981,500 $1,186,350 $1,474,400
GREENLEE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
LA PAZ COUNTY $766,550 $981,500 $1,186,350 $1,474,400
MARICOPA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
MOHAVE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
NAVAJO COUNTY $766,550 $981,500 $1,186,350 $1,474,400
PIMA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
PINAL COUNTY $766,550 $981,500 $1,186,350 $1,474,400
SANTA CRUZ COUNTY $766,550 $981,500 $1,186,350 $1,474,400
YAVAPAI COUNTY $766,550 $981,500 $1,186,350 $1,474,400
YUMA COUNTY $766,550 $981,500 $1,186,350 $1,474,400

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California - Conventional

County Name One-Unit Two-Units Three-Units Four-Units
ALAMEDA COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
ALPINE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
AMADOR COUNTY $766,550 $981,500 $1,186,350 $1,474,400
BUTTE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
CALAVERAS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
COLUSA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
CONTRA COSTA COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
DEL NORTE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
EL DORADO COUNTY $766,550 $981,500 $1,186,350 $1,474,400
FRESNO COUNTY $766,550 $981,500 $1,186,350 $1,474,400
GLENN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
HUMBOLDT COUNTY $766,550 $981,500 $1,186,350 $1,474,400
IMPERIAL COUNTY $766,550 $981,500 $1,186,350 $1,474,400
INYO COUNTY $766,550 $981,500 $1,186,350 $1,474,400
KERN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
KINGS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
LAKE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
LASSEN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
LOS ANGELES COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
MADERA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
MARIN COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
MARIPOSA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
MENDOCINO COUNTY $766,550 $981,500 $1,186,350 $1,474,400
MERCED COUNTY $766,550 $981,500 $1,186,350 $1,474,400
MODOC COUNTY $766,550 $981,500 $1,186,350 $1,474,400
MONO COUNTY $766,550 $981,500 $1,186,350 $1,474,400
MONTEREY COUNTY $920,000 $1,177,750 $1,423,650 $1,769,250
NAPA COUNTY $1,017,750 $1,302,900 $1,574,900 $1,957,250
NEVADA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
ORANGE COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
PLACER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
PLUMAS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
RIVERSIDE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
SACRAMENTO COUNTY $766,550 $981,500 $1,186,350 $1,474,400
SAN BENITO COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
SAN BERNARDINO COUNTY $766,550 $981,500 $1,186,350 $1,474,400
SAN DIEGO COUNTY $1,006,250 $1,288,200 $1,557,150 $1,935,150
SAN FRANCISCO COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
SAN JOAQUIN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
SAN LUIS OBISPO COUNTY $929,200 $1,189,550 $1,437,900 $1,786,950
SAN MATEO COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
SANTA BARBARA COUNTY $838,350 $1,073,250 $1,297,300 $1,612,250
SANTA CLARA COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
SANTA CRUZ COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
SHASTA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
SIERRA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
SISKIYOU COUNTY $766,550 $981,500 $1,186,350 $1,474,400
SOLANO COUNTY $766,550 $981,500 $1,186,350 $1,474,400
SONOMA COUNTY $877,450 $1,123,300 $1,357,800 $1,687,450
STANISLAUS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
SUTTER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
TEHAMA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
TRINITY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
TULARE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
TUOLUMNE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
VENTURA COUNTY $954,500 $1,221,950 $1,477,050 $1,835,600
YOLO COUNTY $766,550 $981,500 $1,186,350 $1,474,400
YUBA COUNTY $766,550 $981,500 $1,186,350 $1,474,400

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Arizona FHA

County Name One-Unit Two-Units Three-Units Four-Units
APACHE $498,257 $637,950 $771,125 $958,350
COCHISE $498,257 $637,950 $771,125 $958,350
COCONINO $525,550 $672,800 $813,250 $1,010,700
GILA $498,257 $637,950 $771,125 $958,350
GRAHAM $498,257 $637,950 $771,125 $958,350
GREENLEE $498,257 $637,950 $771,125 $958,350
LA PAZ $498,257 $637,950 $771,125 $958,350
MARICOPA $530,150 $678,700 $820,350 $1,019,550
MOHAVE $498,257 $637,950 $771,125 $958,350
NAVAJO $498,257 $637,950 $771,125 $958,350
PIMA $498,257 $637,950 $771,125 $958,350
PINAL $530,150 $678,700 $820,350 $1,019,550
SANTA CRUZ $498,257 $637,950 $771,125 $958,350
YAVAPAI $498,257 $637,950 $771,125 $958,350
YUMA $498,257 $637,950 $771,125 $958,350

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California FHA

County Name One-Unit Two-Units Three-Units Four-Units
ALAMEDA $1,149,825 $1,472,250 $1,779,525 $2,211,600
ALPINE $503,700 $644,800 $779,450 $968,650
AMADOR $498,257 $637,950 $771,125 $958,350
BUTTE $498,257 $637,950 $771,125 $958,350
CALAVERAS $498,257 $637,950 $771,125 $958,350
COLUSA $498,257 $637,950 $771,125 $958,350
CONTRA COSTA $1,149,825 $1,472,250 $1,779,525 $2,211,600
DEL NORTE $498,257 $637,950 $771,125 $958,350
EL DORADO $763,600 $977,550 $1,181,650 $1,468,500
FRESNO $498,257 $637,950 $771,125 $958,350
GLENN $498,257 $637,950 $771,125 $958,350
HUMBOLDT $498,257 $637,950 $771,125 $958,350
IMPERIAL $498,257 $637,950 $771,125 $958,350
INYO $508,300 $650,700 $786,550 $977,500
KERN $498,257 $637,950 $771,125 $958,350
KINGS $498,257 $637,950 $771,125 $958,350
LAKE $498,257 $637,950 $771,125 $958,350
LASSEN $498,257 $637,950 $771,125 $958,350
LOS ANGELES $1,149,825 $1,472,250 $1,779,525 $2,211,600
MADERA $498,257 $637,950 $771,125 $958,350
MARIN $1,149,825 $1,472,250 $1,779,525 $2,211,600
MARIPOSA $498,257 $637,950 $771,125 $958,350
MENDOCINO $546,250 $699,300 $845,300 $1,050,500
MERCED $498,257 $637,950 $771,125 $958,350
MODOC $498,257 $637,950 $771,125 $958,350
MONO $693,450 $887,750 $1,073,100 $1,333,600
MONTEREY $920,000 $1,177,750 $1,423,650 $1,769,250
NAPA $1,017,750 $1,302,900 $1,574,900 $1,957,250
NEVADA $644,000 $824,450 $996,550 $1,238,500
ORANGE $1,149,825 $1,472,250 $1,779,525 $2,211,600
PLACER $763,600 $977,550 $1,181,650 $1,468,500
PLUMAS $498,257 $637,950 $771,125 $958,350
RIVERSIDE $644,000 $824,450 $996,550 $1,238,500
SACRAMENTO $763,600 $977,550 $1,181,650 $1,468,500
SAN BENITO $1,149,825 $1,472,250 $1,779,525 $2,211,600
SAN BERNARDINO $644,000 $824,450 $996,550 $1,238,500
SAN DIEGO $1,006,250 $1,288,200 $1,557,150 $1,935,150
SAN FRANCISCO $1,149,825 $1,472,250 $1,779,525 $2,211,600
SAN JOAQUIN $656,650 $840,650 $1,016,150 $1,262,800
SAN LUIS OBISPO $929,200 $1,189,550 $1,437,900 $1,786,950
SAN MATEO $1,149,825 $1,472,250 $1,779,525 $2,211,600
SANTA BARBARA $838,350 $1,073,250 $1,297,300 $1,612,250
SANTA CLARA $1,149,825 $1,472,250 $1,779,525 $2,211,600
SANTA CRUZ $1,149,825 $1,472,250 $1,779,525 $2,211,600
SHASTA $498,257 $637,950 $771,125 $958,350
SIERRA $498,257 $637,950 $771,125 $958,350
SISKIYOU $498,257 $637,950 $771,125 $958,350
SOLANO $685,400 $877,450 $1,060,600 $1,318,100
SONOMA $877,450 $1,123,300 $1,357,800 $1,687,450
STANISLAUS $517,500 $662,500 $800,800 $995,200