Buying Your Second Home

Your dream property is within reach - no hidden fees, and no surprises

Where would you like to start?

Read our Home Buyer's Guide

If you need more information on how to buy your new home, look no further than our FREE Home Buyer’s Guide. It’s packed with tips for first-time and experienced buyers.

Or Talk to a Mortgage Expert

Call us right away at our toll-free number (805) 434-5226 to reach one of our home loan experts.

The Basics of Buying Your Second Home

A Dream Mortgage for Your Dream Home

We’ll ensure you get the perfect mortgage to satisfy your needs. We will enable you to finance a second property, even with as little as 10% down!

P.S. Don’t wait, call us now at our toll-free number (805) 434-5226 and talk to a Home Loan Expert.

4 Reasons Why You Should Choose Crown Mortgage of the West Today

You’ll get access to an online application process, which saves you plenty of paperwork.
Our Home Loan Experts will be there to answer questions and concerns, and to help you get clear on all the details so you get the perfect mortgage for you.
After you’ve closed the home loan, you’ll be able to manage your mortgage online without any hidden fees.
You can expect customer service long after you’ve closed. You see, we service around 99% of all our mortgages.

The Two Best Mortgage Options for Buying Vacation Homes

30-Year Loan – Your rate is fixed, meaning it never changes. As you’re reading this, fixed rate mortgages are near a historic low. Call us to find out how low your rate could be.
15-Year Loan – Now you can get the same security as with a 30-year fixed-rate loan, but pay it off in half the time.

FAQ (Frequently Asked Questions)

"Do I really need a real estate agent, and how can I find one?"

At first, you may believe that you don’t need a real estate agent at all. But, as you become more involved with painfully difficult paperwork, you’ll likely begin to rethink this stance.

There are several reasons to get a real estate agent while house hunting, and the four main benefits are:

The Multiple Listing Service (MLS) database.
An advantaged real estate negotiator.
The right legal protection
Someone who can take care of all the paperwork.

"I don't understand what closing costs mean?"

Mortgage closing costs are the fees that are charged for processing and closing your loan application.

This includes fees for things like: title, recording, appraisal, pest inspection, attorney’s, surveying, and taxes.

Note that the cost will vary depending on your exact location.

There are two documents that lenders are required by law to give you: the Closing Disclosure and the Loan Estimate. They help you avoid surprises when closing; they outline the exact closing costs.

Didn’t get your question answered? Call us at (805) 434-5226 now to speak to a Home Loan Expert about your specific situation.

Consent to Communication:

When you submit your contact information to us, you’re agreeing to our Security Policy, Privacy Policy, and Terms of Use.

You’re also consenting to having Crown Mortgage of the West, our partner companies, and our Family of Companies, reach out to you about your inquiry through a text message or a phone call*.

We’ll call the cellular or residential telephone number you’ve provided with us. We’ll do this even if your telephone number is on a corporate, state, or national Do Not Call Registry. You’re NOT obliged to receive such messages or calls as a condition of saying yes to our services, or the services of our affiliates.

When you’re talking to us over the phone, you’re consenting to the call being monitored and recorded. You’re also agreeing that we can share the personal data and contact information you’ve provided with us. We can share this information with third parties, including our mortgage partners, affiliates, or partner companies. The stated parties are allowed to use your contact information and personal data for analytic and marketing purposes. They may also use the information to improve your experience.

*This includes an automatic telephone dialing system or a prerecorded or artificial voice.

Why You Should Choose Crown Mortgage of the West

You’ll get access to an online application process, which saves you paperwork.
Our Home Loan Experts will be there to answer questions and concerns, and to help you get clear on all the details so you get the perfect mortgage for your needs.
After you’ve closed the home loan, you’ll be able to manage your mortgage online without any hidden fees.
You can expect customer service long after you’ve closed. You see, we service around 99% of all our mortgages.

Here's What Other Homeowners Like You Have To Say About Us

Purchasing or refinancing a home is such a personal and often stressful experience, things seem to come down to the last 30 days and when the process greatly affects you and your family, emotions can run high. In the age of online offers and refinancing with a click of the button I have been burned before. In Brian I have an individual on my financial team that I can trust completely and that is priceless.

Brian always made me feel at ease, was easy to communicate with and by the end of my first purchase with Brian I knew for a fact he had my best interest at heart. I have since done three transactions with him and I know he always fights to get me the best deal and protects my interests at all costs.

I was lucky in that Brian was a good friend of the family when we took on the process of purchasing a family home. Then I found out that I was even more lucky than I knew. Brian and his team will take care of you like their own family as they guide you through the process to closure.