Do you need more information on how to refinance your mortgage? If so, our refinance guide is just what you’re looking for. It’s packed with tips, tricks, and tactics on how to refinance the right way.
Call us right away at our toll-free number (805) 434-5226 to reach one of our home loan experts.
*If you refinance an existing mortgage, the total charges could become higher over the life of your loan.
Ask yourself the following two questions:
P.S. Don’t be shy! Talk to one of our Home Loan Experts by calling (805) 434-5226 to see if refinancing can help you lower your mortgage payment.
By refinancing your home, you’re taking on a new loan with new (different) terms. In order to lower t he monthly payment, you should apply for a loan that provides the following:
It’s simply the (appraised) value of your home, minus the amount that you still owe on your mortgage.
When your equity is higher, you can qualify for a better interest rate on your mortgage. This often means that you can lower your monthly home loan payments.
Having good enough equity could also enable you to get rid of private mortgage insurance (PMI). PMI is a monthly fee found in many home loans with a down payment that’s less than 20%.
You’re also consenting to having Crown Mortgage of the West, our partner companies, and our Family of Companies, reach out to you about your inquiry through a text message or a phone call*.
We’ll call the cellular or residential telephone number you’ve provided with us. We’ll do this even if your telephone number is on a corporate, state, or national Do Not Call Registry. You’re NOT obliged to receive such messages or calls as a condition of saying yes to our services, or the services of our affiliates.
When you’re talking to us over the phone, you’re consenting to the call being monitored and recorded. You’re also agreeing that we can share the personal data and contact information you’ve provided with us. We can share this information with third parties, including our mortgage partners, affiliates, or partner companies. The stated parties are allowed to use your contact information and personal data for analytic and marketing purposes. They may also use the information to improve your experience.
*This includes an automatic telephone dialing system or a prerecorded or artificial voice.